No Spend Challenge | Monthly Wrap-Up

If you need a refresher, please go read No Spend Challenge | I Messed Up. Setting ambitious goals is one thing, but persevering despite a less-than-perfect month takes even more self-praise, motivation, and commitment. In total, I had 7 days where I “accidentally” bought non-essential items. Nothing is truly accidental because we are ultimately responsible for everything we do, including yearly subscriptions that we may have forgotten about 🤦‍♀️

Below is the PDF sheet that I printed off and taped to my wall for month of January. Whenever I had a good day, I got a sticker. I know it sounds silly but it keeps me motivated since I like to keep the positive streak going. I am also keeping a tally at the bottom of the sheet which indicates the number of days that I cheated or unintentionally spent money. I am aware that January has 31 days and felt that it was only fair to include that extra day in the challenge.

This is how I kept track of No Spend January.

Perfectionism Was Not The Goal

I received lots of feedback from my readers throughout the month of January, and your comments meant a lot to me – thank you so much! ❤ I couldn’t help but notice that several of you a) agreed with me or praised me for attempting such a challenge or b) were appalled that someone like me screwed up the No Spend Challenge or c) questioned this challenge with much skepticism. To clarify, I am human too and make mistakes just like everyone else. God might be a woman according to Ariana Grande, but last time I checked, I was an imperfect human being and still am to this day. Remember, perfectionism was not the point of this challenge. In fact, perfectionism can be quite damaging to one’s mental health and probably contributes a great deal towards neuroses.

Setting Personal Goals

Sure, I could have chosen to lie about my spending habits, but that would have defeated the purpose of this challenge 🙅‍♀️ Although the No Spend Challenge was annoying and inconvenient at times, it made me more mindful of my spending habits and helped me develop a better relationship with money and unnecessary purchases. Rather than go cold turkey during the month of February, I have decided to continue tracking my spending using a planner. I also realize that banning myself from places like Dollarama did not save me money in the long-run. Therefore, I am limiting myself to one Dollarama shopping trip per week with a budget of $20-30 since I also shop for the family. Honestly, this challenge helped heighten my awareness, and I am even more mindful about my spending habits these days. I learned that I do not need to deprive myself of the simple pleasures in life, as long as I continue to live an honest and intentional life 🌺

A Small Victory!

I accumulated $50 worth of Tim Hortons gift cards from Swagbucks, which helped me survive the month of January 2021. My husband decided to join Swagbucks using my referral link, after seeing that I was able to redeem $100 worth of e-gift cards in 2020! Because my husband joined and earned 300 swagbucks (SB) within 30 days of joining, we each received a $3 rebate bonus. In conclusion, Swagbucks is legit and rewards people for shopping online, submitting receipts, completing surveys, playing games, and completing daily tasks (they’re easy). You won’t get rich from Swagbucks but you will be rewarded for your efforts.

A shoutout goes to Nicholas Tan (my husband) for supporting me! Thank you for the delicious Steeped Tea(s)! 😊💕

If you sign up using my referral link and start earning SB, you will be helping me out A LOT. For every 10 SB you earn, I will be earning 1 SB which adds up over time. Also, if you acquire 300 SB within your first 30 days of signing up, you will receive a 300 SB ($3.00) welcome bonus on top of the $3.00 that you have already earned. As a thank you for earning SB to help support my steeped tea addiction, I will give you a shoutout in a future blog post (your blog link included) as my way of saying thank you. That way, other bloggers can find and follow your blog too! ❤

Thanks for stopping by!

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No Spend Challenge | I Messed Up

I think I just screwed up the No Spend Challenge. I did not think it was possible to royally screw it up until January 8, 2021. One thing I learned about myself is how easily I call it quits as soon as I make a mistake 🤦‍♀️ And just like that, on January 9, 2021, the No Spend Challenge went out the window. Like I said in my previous blog post, No Spend Challenge | January 2021, I have an All or Nothing personality which can really hinder progress and prevent me from implementing lasting habits. I know I can do better and I plan to pick up where I left off… today, anyways.

Below is the PDF sheet that I printed off and taped to my wall. Whenever I have a good day, I get a sticker. I know it sounds silly but it keeps me motivated since I like to keep the positive streak going. I am also keeping a tally at the bottom of the sheet which indicates the number of days that I cheated or unintentionally spent money:

This is how I am keeping track of No Spend January.

Hilary, How Could You?!

This No Spend Challenge was going well until I received a disturbing email on Friday, January 8, 2021. This company had no problem telling me that they charged my credit card for a another yearly subscription of $30.00 USD. In all honestly, I completely forgot that my subscription was about to expire and assumed that I already unsubscribed from this service. I know that this is my fault and nobody else’s, but I wish they had sent me an email alerting me that my subscription was about to expire. Personally, I think that auto-ship and subscription services are dangerous when forgotten about, and I honestly do not know how all of you manage to keep track of your subscriptions. I will not mention the name of this company out of all due respect. Don’t get me wrong – this subscription service is pretty good, except that I no longer need or use this service. *Sigh* I tell myself that I am more forgetful than usual due to my pregnancy brain. Update: Rebecca is getting a baby brother in May. We are Team Blue! 💙

Calling It Quits 🙅‍♀️

I felt guilty. I felt shame. I was angry at myself because I was the one to blame. I was upset because I broke the promise I made at the beginning of January 2021. So, what did Hilary do to make up for this screw-up? She dug a deeper hole on Saturday. SHE SPENT MORE MONEY! 💲💲💲

I ended up spending money on sour watermelon slices, sour neon gummy worms, and OMGs ($13), postage for the US and international stamps ($17 + $8.20). and a few other miscellaneous items that I certainly did not need ($15). Even though I continued to avoid Dollarama like the plague, as mentioned in my previous post, I ended up spending more money by avoiding Dollarama, so avoidance was clearly a dumb decision. At least I learned from these mistakes; however, I still messed up the No Spend Challenge, nonetheless. Like I tell my fellow blogging friends, I do not expect anyone to have a perfect month, and this includes myself. Like you, I am human and I make mistakes. Like you, I need to start practicing self-love and forgiveness. It is okay to mess up, and the important thing is that we pick up where we left off. 🙏💕

Thanks for stopping by!

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No Spend Challenge | January 2021

Can you picture yourself not spending money during the month of January? I was inspired by Happy Simple Mom to embark on this journey one year ago and I haven’t looked back. I did the challenge last year and felt much better after putting a temporary ban on buying non-essential items; thus, I was able to detox from the Christmas debt hangover. Is this extreme? Maybe a little, but I assure you that this challenge is totally doable. In fact, you might actually enjoy it. Chances are, you probably already have a lot of stuff laying around your house for future DIY projects (Pinterest, anyone?). And if you are like me, chances are you probably forgot about most of the stuff that you already own.

Below is a list of 10 non-essential items that I will not be buying this month. I do not encourage you to ban essential items like groceries, gas, phone bills etc. because these things essential for a reason. Non-essential items include extra things that you can learn to live without, and this list will vary from person to person. Remember, what you choose to give up for January is entirely up to you! 🙌

January No Spend Challenge

Here is a list of some of 10 things that I am not buying throughout the month of January 2021! 💰

1. Coffee and Steeped Tea I love coffee from MCDs and Steeped Tea from Tim Horton’s. Even though I can make MCDs coffee at home, I crave their coffee when I am running errands. I also crave Steeped Tea from Tim Horton’s which is a bit trickier since I cannot replicate it at home. I have tried numerous times to replicate it but I have not found a good replacement for store-bought Steeped Tea. I am able to justify buying Steeped Tea in-store by using gift cards and Tim’s Rewards (buy 7, get one free).

In 2020, I used my Swagbucks Rewards to purchase $75 worth of Tim Cards. If reward programs like Swagbucks appeals to you and you are interested in signing up, my referral link is https://www.swagbucks.com/profile/hellokitty8404. It is free to sign up using my referral link and you will be helping me out too. It’s similar to “Buy Me A Coffee!” but doesn’t cost you anything! ☕💕

2. Junk Food I have been a junk food addict for as long as I can remember. I could live off of junk food instead of real food but my guilty conscience does not allow me to succumb to poor lifestyle choices. However, I do consume a concerning amount of junk food on a weekly basis, specifically sugary treats like candy and chocolate. There is nothing wrong with junk food in moderation, but I admit that moderation is not a word in my vocabulary 😂 For this reason, I will be making my own treats in the New Year. In the past, I have made DIY honey-lemon candy, protein gummy candy, air-fried BBQ chips, kale chips, Dalgona coffee, and chocolate mug cake.

Dalgona coffee is the classic 2020 quarantine beverage! ☕

3. Ordering Takeout We told ourselves that we would only eat out twice a month, but we do not keep track of our spending. I feel like we were eating out at least 4 times per month, not including the Tim Hortons runs. I realize that we eat out way too much, so during the month of January, we plan to cook our meals at home. Often, I find myself giving into hanger when I am running errands, my husband wants to celebrate a special occasion, our daughter is hangry too etc. Next time, I will pack snacks when we travel, even if we are just running errands.

4. Eating at Restaurants We eat out at restaurants once a month because we spend more on takeout, and this goes hand in hand with point #3. Still, there is no reason to eat out if we can learn how to create our favourite dishes at home. There is no need for physical cookbooks since I can [usually] find what I need on the internet.

5. Online Shopping I pride myself for having self-control when it comes to online shopping. I keep online shopping to a minimum and only use a couple of sites, at most. There are some products which I can only buy online, such as Natural Calm – Calmful Sleep Natural Sleep Aid (powder) which you can purchase at an unbeatable price here. Now that my shipment has finally arrived, I do not need to buy anything else for a while. Oh yeah, and I avoid Amazon because of bad experiences/scams from questionable sellers.

6. Dollarama This goes hand and hand with #2 and #7 because two of my biggest culprits when shopping at Dollarama are junk food and stationary. Dollarama has good quality stationary and I cannot fathom why anyone would spend full price on greeting cards. The prices at Dollarama range from $1-$4 per item and the quality is decent, unlike other dollar stores I have shopped at. I shop there 2-3 times per week and usually spend $20.00+ per shopping trip. It is a problem that needs to be nipped in the bud.

It is addictive and it is hard to stop 😆

7. Stationary Where do I even begin with this one? I ❤ stationary! I love sending mail as much as I love receiving mail. Snail mail seems to be a dying art, and I usually give up when so-called pen-pals don’t reciprocate at all. I know I set my expectations too high and need to work on that. I also have an all-or-nothing personality, so this year I ended up mailing zero Christmas cards. That being said, I still have a problem when it comes to buying stationary and I get carried away sometimes. Therefore, I am putting a ban on stationary and will use up what I have before I buy more. 💌

I got a little too carried away one Christmas and realized that all of this effort wasn’t worth it in the end 💔

7. Skin Care Products Not only did I find some great deals during Boxing week, which you can read in my previous blog post, my mom also mailed me a bunch of skin care products from around the world for Christmas 2020. I definitely have an abundance of skin care products not limited to: face wash/cleanser from Japan, mini shower gel(s), a family-sized shower gel imported from Greece, body butters, body creams imported from Greece, hair care products from Korea, pain relief analgesics by Kalaya, and body yogurts. There is absolutely no reason for me to buy more skin care products unless I run out of something, which is highly unlikely.

8. Alcohol We are not big drinkers, so alcohol has never been an issue for me. Also, I am 19 weeks pregnant so I am not drinking alcohol anyways. I find it incredibly irresponsible for pregnant mothers to drink, fully knowing that they are harming their unborn child. For pregnant women who want something a bit classier than sparkling water this holiday season, there is a non-alcoholic beverage on the market known as sparkling fruit juice and it tastes delicious. I like how this beverage even comes in wine bottles which closely resembles champagne. This drink is a treat and not an every day indulgence. Cheers! 🥂

9. Miscellaneous Gifts I often spend money on others before I spend money on myself, and I like to buy “just because” gifts for my husband and daughter. I feel like this is my way of telling them that they are important to me. I know what my husband’s favourite candy and snacks are, for instance. He is aware that I am doing this January No Spend Challenge, and I am pretty sure that my daughter won’t notice. A friend of mine has an upcoming birthday, and because she lives in a different province, I want to send her something by mail. This might end up being an exception to the rule as I have no way of sending homemade gifts without paying ridiculously high shipping costs.


Finally, I encourage you to try this challenge during the month of January to kickstart the new year! I also encourage you to track your spending habits using a budgeting app or free PDF tracker so that you are able to see the progress that you are making. The results may surprise you! 🙂

If you need some extra encouragement this month, feel free to message me on my Contact Info Page. Please note that I mostly use email and WhatsApp. Also, feel free to join the conversation by leaving a comment below ↓ and I will do my best to reply to your comments! ❤

Happy New Year! 🥳🥂

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One Good Thing: Boxing Week Deals

I originally got the idea from blogger Becky who runs a blog called Strikeouts + Sprinkles. She has a weekly blog series called One Good Thing although I only plan on making this blog post a one-time thing. She made me realize that I tend to view life from a negative perspective, and therefore, I need to be more mindful about focusing on the positive things in my life. You might be wondering how the above photo fits the theme of this blog post; this is a photo of my car covered in snow from last week’s snowfall. Normally, such an event would discourage me from leaving the house, but luckily, my husband volunteered to rescue my poor car. Had he not forced me to get out of the house, I would have stayed indoors all weekend feeling sorry for myself.


Ruthless Frugality

Six years ago, I embarked on the frugal journey while working on personal development and honestly, I prefer this lifestyle compared to the typical consumerist culture that has plagued the western world. Every year, I look forward to the semi-annual sales because I can save money on items that I already use on a regular basis. This week, I am grateful for the boxing week sales and still having access to in-store shopping in my province. This weekend, I was able to buy what I needed for the New Year. These items will easily last me an entire year! 😊

Disclaimer: This is not a humble-brag blog post similar to the ones I have seen littering the WP Reader lately. The purpose of this blog post is to give readers hope and empower them to think about how they can save money and live life more intentionally. I challenge you to think about the things are most important to you, and learn how embrace discomfort in the year 2021. Most importantly, you need to learn how to let go of the things that do not matter and completely let go of the things that give you zero return in your life.

Buy All The Things!

Even though I am not currently employed, hopefully I will be starting a new job(s) in the New Year. It costs money to live, but I do not like spending full price on things if it can be avoided. Please note that there is a clear difference between being cheap and being frugal, and if you need more context, please google it instead of asking me. Also, if you want to learn more about frugality, you can read my blog post called 7 Ways to Stop Wasting Money under the page titled STUDENT LIFE ツ

Today, I will share with you what I bought during boxing day weekend. I purchased all of these items myself after making a list and checking it twice prior to going out. None of these items were gifted to me. Let’s face it – most bloggers would love to receive gifted items from sponsors and advertisers but this is not reality for the majority of people. Most of us are stuck buying our own shit stuff. Here is what I bought:

1. The Body Shop: Body Butter and Shower Gel

I bought 3 sets of body butters and shower gels from the Body Shop, priced $5 each ($15 for all 3). One travel size butter butter costs $6 regular price so this was a great deal. It takes me a very long time to use body butter so travel sizes are perfect for me. I have yet to try these scents: British Rose, Almond Milk & Honey, and Mango. The shower gels are bonuses! Every year, I also get a $10 gift card on my birthday just for signing up with The Body Shop!

2. The Body Shop: 2 Body Yogurts

One body yogurt costs $16 CAD regular price. At sale price, they usually sell for $10 each. Using the birthday gift card, I scored a free body yogurt 2 years ago not knowing if I would even like it. I ended up really liking the texture of body yogurt since it does not leave a sticky or greasy residue on my skin. I recommend body yogurt to anyone who is tactile sensitive like me. For this body yogurt duo, I only paid $12 CAD! This is what I call a discounted-discount item. I am happy that I waited until after Christmas to buy it as I have been wanting to try British Rose and Almond Milk Body Yogurt for a while.

3. Posh Planner from Costco & Backup Planner

Not everything goes as planned which is why I ended up with 2 planners for the year 2021. Ironically, I ended up with the same planners last year! I initially bought the planner on the right costing me a pretty penny ($4) from Dollarama. The planner itself is OK but the pages are really thin. Then I went to Costco for a non-alcoholic sparkling juice beverage, and to my surprise, this Costco had the Posh Deluxe Organizer! I love this 17-month, habit-tracking planner; Posh Deluxe Organizers are the best, hands-down. I loved my 2020 Posh Planner but I am not a fan of the price. It costs $14.99 CAD at Costco; if you go anywhere else including amazon.ca to get this planner, it will cost you $29.99+ so consider your options.

Where will 2021 take you? Thank you for taking the time to read this blog post. I hope that you feel inspired to live a more intentional life next year. By habit tracking, I believe that we can stop wasting money once and for all. Feel free to leave a comment below ↓ and I will do my best to reply to your comments! ❤

Thanks for stopping by!

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No Shows Really Blow

My laptop is still causing problems so I haven’t been posting as often as I would like. Thank you for being patient with me as I attempt to solve these issues (thank you, handyman husband, for your help in this matter). I am in no hurry to buy a new laptop as I am taking the Frugalwoods Approach to live on a simple budget and making do with what I have.

Kijiji is a Godsend

Some of you may know that I recently embarked on a Kijiji journey as a way to embrace minimalism. I am forever grateful that such a platform exists for us Canadians, where we can attempt to hand our crap over to the next guy in exchange for cold hard cash. The truth is summed up perfectly in this famous quote:

b6e33-o2bo2bh2bh2bl2ba2bl2ba2b-2bc2bo2bmRather than pawn off overpriced junk like the majority of people like to do, I intend to sell my sentimental items at significantly reduced prices because donating was out of the question. These things are still dear to me and have a value attached to them, so knowing that there is a risk that these items could end up in the landfill if I were to donate them makes me feel uneasy. Knowing that someone actually wants to pay money for these items helps me let go of both my physical and mental clutter which is preventing me from discovering my true passions and desires in life. It is my way of saying goodbye to these things in a respectful way, which is a concept that Marie Kondo emphasizes.

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We all gotta start somewhere. During the decluttering process, you might benefit from reading this book: The Life-changing Magic of Tidying Up by Marie Kondo

But Then Again, No.

The thought of meeting a stranger doesn’t have to be scary as long as you listen to your intuition and take measures to protect yourself from the scammers and creepers. If anything feels off to you, listen to your gut because it’s probably right. I cannot stress how important it is to have a buddy with you if you are selling to a stranger. Never go alone because you don’t know who you’re dealing with.

🍁 Protect yourselves, my Canadian friends! 🍁

If someone tries to lowball you by offering to pay a price that is significantly lower than what you listed, kindly tell them to GTFO. Seriously, you’ll get good at saying NO to people. I block lowballers because I cannot deal with people who do not take me seriously, and why should I? Lowballing is rude, especially when I have listed my prices competitively low, to begin with. Also, I get the sense that people who cannot pay my asking price don’t actually have the money which is a red flag.

Last but not least, be prepared to be disappointed. People will inevitably bail on you at the last minute or fail to show up at all, hence a “no show.” This actually happened to me yesterday evening. I did not encounter issues with my first customer but my second customer was a different story. She texted me 10 minutes before meeting up to see if I was open to an e-transfer, mind you, for an item I was selling for $7.00. I refuse to do e-transfers because I prefer simple transactions involving cash. Cash is a language everyone understands; either you have it or you don’t.

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All the new Canadian bills looking pretty. Photo credit by Reddit User Zingledorf

I thought her request was suspicious as I proceeded to tell her that there are ATM’s where we were meeting. She gave me some lame excuse as to how she doesn’t have time to go to the bank and get the money. Not to mention that my husband and I drove 30 minutes out of our way to meet her at a location she requested, which was clearly a mistake on our end.

Anyways, I was aggravated by her bailing on me so I ended up stuffing my face with Bulk Barn treats which is something I regretted afterward. Bulk Barn is another Godsend store in Canada, for those who choose to eat their feelings when their emotions get the best of them. In my case, I felt a mix of frustration, anger, and disappointment which translated into sour cola gummies, sour berry gummies, sour cherry gummies and clusters of OMG goodness (not entirely sure what they are but they’re divine). Fortunately, the prices are reasonable and you control how much you buy since everything is weighed.

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Enjoying the beautiful Cotton Candy Sunset last night while typing out the rough draft on my balcony. Sometimes I need to reconnect with nature to overcome writer’s block! 🌸

If you are Canadian, I am curious to know whether or not you have tried Kijiji as a buyer or seller. If you aren’t Canadian, have you used Craigslist or other apps like Let Go? What were your experiences like? Please join the conversation and leave a comment below ↓

Thanks for stopping by!

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Goodbye Materialism, Hello Happiness

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2017 was the year that I finally set myself free from materialism and it was the best decision I ever made 🙌.

Believe it or not, there was a time when I spent [most of] my birthday and Christmas ca$h on materialistic items in an attempt to momentarily feel happy. Over the years, especially during my college years, I learned that wasting money on impulse purchases not only burns a hole in my wallet but my bank account takes the final blow as a consequence for my poor decisions.

Luckily, I learned the value of money from an early age. My parents taught me that money does not grow on trees and if I want something badly enough, then I need to work hard for it. There is a misconception that only children are spoiled, selfish brats, which may be true for some kids, but I do not consider myself to fit that stereotype. Honestly, it infuriates me when people assume that I possess this quality just because I “appear” to be spoiled, whatever that is supposed to mean.

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Window shopping at the Mall of America in 2017. I left the store empty-handed even though these stuffies are cute. 🍌🎂

Be-grateful_Daily-Inspiration_The-Red-Fairy-ProjectA turning point occurred prior to moving out and living life as a 20-something independent post-graduate just trying to make it on her own, alongside her soulmate. Honestly, I could not imagine my life without my husband. I often wonder, where would I be today had I not met him? Would I still be living with my parents, hiding in my room all day, while caught in a mess of never-ending-drama-infused-quarrels among my friends, especially online? Social media was definitely my fuel for real-time connection, but was I really connecting authentically?

Unlike most of my peers, I try my best to detach myself from ego, likes, and popularity contests. Seeking approval and searching for happiness that is purely ego-driven is a pathetic way to live and sadly, too many people choose to base their happiness on external validation. I see it way too often, especially among my close friends, where their motives are purely ego-driven and they base their self-worth on the number of likes they get on an Instagram or Facebook photo. Personally, I am relieved to have left this realm where I no longer have the need to participate in this glass-ceiling dream of egotistical satiety or having to impress people I don’t like with stuff I cannot afford.

News flash! the ego is never satisfied. 😱

Throughout my young life, I have been trying to please other people and conform because I wanted to fit in. If normal is seeking everyone else’s approval while failing to love ourselves, if normal is relying on external validation such as the number of likes or comments or shallow happy birthday wishes we get once a year from people we barely know IRL, if normal is wasting countless nights dwelling on our past mistakes and wondering why we were ghosted by whatshername, then I don’t want to be normal. I don’t want that extra baggage weighing me down. The moment you realize that none of this stuff matters (external validation) is the moment you will set yourself free and start living a better life.

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I’ve only been to the Mall of America once in my lifetime and I would like to go back one day.

I am curious to know whether or not you embrace minimalism. Also, what are your thoughts about seeking social media validation? Please join the conversation and leave a comment below↓

Thanks for stopping by!

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Less Is More

Ever notice that you have more abundance when you stop trying so hard? This is a phenomenon I have been experiencing lately. In a nutshell, if you have less expectations, you’ll naturally attract more opportunities into your life. Here are a few examples: 

Example 1 A month ago I flirted with minimalism and started decluttering my house, thanks to Frugalwoods. To this day, I am still living by these new frugal standards and believe I am starting to form a lasting habit. Even though it’s only been a month, I am feeling significantly happier. New items seem to welcome themselves into our home without my warm embrace, so I am constantly looking for old items to purge. It’s not any less cluttered in our small apartment dwelling than it was before, but I now have a grip on the stuff that naturally has a tendency to cling. And this is VERY freeing.

Example 2 I thought that it would be fun to try selling my unwanted items locally. These days, there are various apps that can assist in such a task such as Letgo and VarageSale. In theory, this concept seems pretty straight forward. 1. Post your items 2. Write a bad-ass advertisement 3. Pray that someone messages you 4. Profit $$$. What they don’t tell you is that small town dwellers will have a difficult time selling on these sites. The reality is that you probably won’t get the messages that you’ve been hoping for and you may end up wondering if your stuff actually does suck despite the great ad you poured your heart and soul into.

I have some good news for you. There is hope and it doesn’t have to be this difficult. Do yourself a huge favor and ditch the apps. Sell within marketplace garage sale groups where people actually congregate. Think Facebook garage sales. Post your ad there and walk away. It’s that simple. People will actually flock to you because Facebook is the place where most people spend their free time and likely stumble upon your stuff.

Example 3 A month ago, I also made the commitment to cut my spending habits which meant no more junk food purchases except for the occasional treat. I am very bad at keeping track of my spending habits so I write everything down. This method helped me see where I was spending money and made me conscious of the junk food I was treating myself to on a weekly basis daily basis. In reality, my “occasional treat” was really my every-other-day treat or days-when-I’m-stressed treat or I’m-freezing-I-need-a-fancy-hot-beverage treat. By slashing my spending habits in half, I also managed to lose a few post-partum pounds with minimal effort.

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Christmas came early this year 😀

Example 4 Opposites attract. Literally. After I stopped buying junk food, we still seemed to welcome a lot of treats into our house from external sources. Mall trick or treating, candy given to me parents, the in laws etc. I mean, look at this candy! This is candy I accumulated without spending a cent. I believe that if treats are given to you, then it is perfectly acceptable to eat and enjoy them without guilt. Savor the moment and all of the good that comes from giving (and receiving). Both sides can be sweet.

 

 

 

Recipes For College Students

More Exciting News! Smiling Face on HTC Sense 7

There will soon be a new page heading titled “Recipes” which feature healthy and affordable recipes for the typical 20-something university student like myself. Not only are these recipes cheap, but they are also perfect for frugal people who don’t want to spend their hard-earned money on pricey pre-packaged food from the store located ever-so-conveniently on every corner in a city near you.

My husband and I are on a mission to save $$$ while attending school despite our inevitable expenses. We are interested in purchasing a house in a larger city, where I will be studying accelerated nursing in January 2018. That being said, I was recently inspired by blogger Frugalwoods to cut down on spending to an even greater extent. This morning I woke up with an idea: adopt a new muffin recipe using only the ingredients I had in my pantry without following any particular grocery list. You would be surprised what a simple challenge like “No Spending Month” (as of today) can do to jumpstart your creativity. More on this topic in a future blog post.

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Half-baked minimalism: Our imperfect journey towards living a simpler lifestyle.